Robinhood opens AI autonomous trading, allowing retail investors to delegate stocks trading and card transactions to intelligent agents

Robinhood announced on Wednesday the opening of its platform, allowing AI agents to autonomously execute stock trades and credit card spending on behalf of users, marking a significant attempt to introduce autonomous financial technology to the average retail investor.

The new product includes two features, "Agentic Trading" and "Agentic Credit Card". The former allows users to open a dedicated trading account that is completely isolated from their main account, where AI agents can only use funds specifically allocated by the user to automatically perform operations such as rebalancing investment portfolios, tracking AI stocks on various topics, or automatically placing orders under preset conditions.

The latter allows AI agents to use a virtual Robinhood Gold credit card to complete automatic shopping, such as purchasing concert tickets as soon as they go on sale, or automatically placing orders when the price of a product falls to a preset threshold. The current beta version only supports stock trading, with options, cryptocurrencies, futures, and prediction market features to be rolled out subsequently.

CEO Vlad Tenev stated: "Our mission has always been to ensure equal access to financial services for all, and now this mission extends to the field of AI agents." Robinhood's Vice President of Product Management, Abhishek Fatehpuria, candidly remarked: "I believe our current audience consists of early adopters of agents."

This race is not without precedent. In 2025, Visa launched a platform that allows users to delegate online shopping tasks to AI agents; fintech companies are rushing to upgrade AI agents from experimental assistants to tools capable of executing real transactions.

However, handing over autonomous trading rights to retail investors with relatively lower risk awareness poses significant safety hazards that cannot be ignored. In response, Robinhood has implemented multiple safeguards: the dedicated trading account is completely isolated from the main account, with instant push notifications for each transaction, allowing users to disconnect AI connections at any time; on the credit card side, there are spending limits and manual approval mechanisms, accompanied by a fraud monitoring system.

Regulatory concerns also exist. A survey released by Deloitte in April shows that among IT and business executives, only 21% believe their organization has established a mature AI governance model for intelligent agents, with the proliferation of intelligent agent AI outpacing corporate surveillance capabilities.